Interests rates applies on the Agricultural cooperative Bank loans:

Interest and commissions will be calculated according to the rates defined by Money & Credit Council. Basing on the Council's Decision no. 174/ mn / b4 dated 3 / 12 / 2005, the interest rates applied on the Agricultural cooperative Bank have been amended to be as follows :

Loan term sector		Public sector	cooperative&mixed sector		Private sector sector (%annually)
Loan term sector		Public sector	cooperative	members	Private sector sector (%annually)
Short term	upto SYL 50000	4.5	4.5	4.5(onecrop)	6(one crop)
Short term	.More than SYL 50000	4.5	4.5	6.5(one crop)	8(one crop)
Medium-term loans		4.5	4.5	6	6
Long-term loans		4.5	4.5	6	6
Lateness interests		10	10	10	10

Commission:

Agricultural cooperative Bank takes a commission of 0.5 % if the loan is paid back in one payment and 1.5 % if it is paid on many payments requiring continuous follow-up .

-----------------------------------------------------------

After Decision of Money & Credit Council. Basing on the Council's no. 216/ mn / b4 dated 16 / 8 / 2006 , the interest rates applied on the Agricultural cooperative Bank have been amended Starting from 2 / 1 / 2007 to be as follows :

Loan term sector	Public & cooperative sector	members of cooperative sector	Private &mixed sector sector
Short term	5 %	7 %	8 %
Medium-term loans	5 %	7 %	8 %
Long-term loans	5 %	8 %	9 %
Lateness interests	10 %	10 %	10 %

The commissions are still 0.5 % if the loan is paid back in one payment and 1.5 % if it is paid on many payments requiring continuous follow-up .